Nerwallet<\/a> also has a nice calculator that allows you to find out the number of years it will take to offset your point cost.<\/p>\n","protected":false},"excerpt":{"rendered":"Many people wonder if they should pay points on a mortgage in order to get a lower interest rate. This is a tough decision because you need to weigh the…<\/p>\n","protected":false},"author":1,"featured_media":1464,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","footnotes":""},"categories":[21,20,23],"tags":[],"uagb_featured_image_src":{"full":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage.png",2240,1260,false],"thumbnail":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-150x150.png",150,150,true],"medium":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-300x169.png",300,169,true],"medium_large":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-768x432.png",768,432,true],"large":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1024x576.png",1024,576,true],"1536x1536":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1536x864.png",1536,864,true],"2048x2048":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-2048x1152.png",2048,1152,true],"ruki-hero-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1600x680.png",1600,680,true],"ruki-single-uncropped-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1250x703.png",1250,703,true],"ruki-single-landscape-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1250x834.png",1250,834,true],"ruki-single-portrait-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1250x1260.png",1250,1260,true],"ruki-single-square-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-1250x1250.png",1250,1250,true],"ruki-landscape-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-900x600.png",900,600,true],"ruki-portrait-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-600x900.png",600,900,true],"ruki-square-image":["https:\/\/newmortgageguide.com\/wp-content\/uploads\/2021\/11\/Points-on-a-mortgage-600x600.png",600,600,true]},"uagb_author_info":{"display_name":"Matt","author_link":"https:\/\/newmortgageguide.com\/index.php\/author\/matt\/"},"uagb_comment_info":287,"uagb_excerpt":"Many people wonder if they should pay points on a mortgage in order to get a lower interest rate. This is a tough decision because you need to weigh the...","_links":{"self":[{"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/posts\/1445"}],"collection":[{"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/comments?post=1445"}],"version-history":[{"count":2,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/posts\/1445\/revisions"}],"predecessor-version":[{"id":1478,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/posts\/1445\/revisions\/1478"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/media\/1464"}],"wp:attachment":[{"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/media?parent=1445"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/categories?post=1445"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/newmortgageguide.com\/index.php\/wp-json\/wp\/v2\/tags?post=1445"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}